Bookkeeping & accountancy for UK SME’s

Trusted UK Tax Investigations and accountancy services provider by certified professionals
from Pakistan.

We help small and medium-sized British businesses keep their books tidy, payroll on time and Xero reconciled without the cost of a UK-based firm. A small, hands-on team. Direct contact with a partner. Sensible prices.

About us

A firm, focused on getting your spreadsheets right.

FSS Accountants is an accountancy practice supporting small and medium-sized businesses across the United Kingdom. Founded by two practising accountants, the firm offers reliable, day-to-day finance support to founders, directors and finance teams who need a dependable pair of hands.

We are not the right firm for a multinational with complex group consolidations. We are the right firm if you want your bookkeeping kept tidy, your VAT filed on time, your payroll run accurately every month and your year-end accounts produced without drama. We work primarily in Xero, communicate clearly in plain English, and pick up the phone when you call.

What we do

Services

Everything a small or medium UK business typically needs from an accountant without the city-centre pricing.

Tax Investigations

Accurate, up-to-date books daily, weekly or monthly. We keep your records tidy so you always know exactly where the business stands.

Xero reconciliation

Bank, credit-card and supplier reconciliations completed in Xero. Discrepancies flagged early and resolved before they become a problem.

Payroll processing

End-to-end payroll, including PAYE, National Insurance, pension contributions, payslips and HMRC submissions under RTI.

VAT returns

Quarterly VAT preparation and submission to HMRC, fully compliant with Making Tax Digital. We handle various VAT rate and accounting schemes

Management accounts

Monthly or quarterly management accounts profit & loss, balance sheet and cash-flow snapshots written in plain English so you can act on them.

Year-end accounts

Statutory year-end accounts for sole traders, partnerships and limited companies, prepared and filed with Companies House and HMRC.

Self-assessment

Personal tax returns prepared, reviewed and filed with HMRC. We handle directors, landlords, sole traders and high earners.

Credit control & invoicing

Raising invoices on your behalf and chasing aged debtors politely but firmly so your cash flow stays healthy.

Why us

Why UK businesses work with us

We are not trying to be everything to everyone. Here is what we are, and why it usually works.

UK-focused expertise

We work to UK accounting standards, HMRC deadlines and Companies House requirements every day. Your business is not a side project for us.

Sensible pricing

Lahore-based delivery means we can offer London-quality work at a fraction of the cost. No hidden fees, no surprise invoices.

Direct partner contact

You will speak with Omer or Bilal — not a junior, not a call centre. We answer our own phones.

UK working hours

We cover full UK business hours, Monday to Friday. Email replies the same working day, not days later.

Xero specialists

We work natively in Xero and can also support QuickBooks, FreeAgent and Sage if you already use them.

Plain English

No jargon, no condescension. If a tax rule affects you, we will explain it in a paragraph, not three pages.

The team

Meet the partners

A team you can actually get hold of.

Omer Mukhtar
Founder & Partner

Omer leads the firm's tax investigations bookkeeping, reconciliation and management-reporting work. He has spent his career working with small and medium-sized UK businesses and is the first point of contact for new clients. He believes good accountancy is mostly about getting the basics right, every month, without fuss. Outside accountancy he loves swimming. So, your tasks are safe with him, even when the waters are high.

Bilal Akram
Co-Founder & Partner

Bilal heads the firm's payroll, VAT and compliance work. With a strong eye for detail and a focus on getting things right first time, he ensures filings are accurate, timely and fully compliant with HMRC. Outside of accountancy he is a long-suffering supporter of his local cricket team.

Pakistani businesses

Based in Pakistan? We can help here too.

Although the majority of our clients are UK-based, we also work with Pakistani small and medium-sized businesses needing dependable bookkeeping, payroll and general accountancy support. If you operate locally, cross-border, or simply prefer working with a Lahore firm, we would be glad to talk.

Our approach

How we work

01
A short call
A free 20-minute conversation to understand your business, your current setup and what you need.
02
A clear proposal
A fixed monthly fee, in writing, with no hidden charges. You decide whether to proceed.
03
Smooth onboarding
We handle the HMRC agent authorisation, software access and handover from your previous accountant.
04
Reliable monthly delivery
Bookkeeping, payroll and reporting delivered on schedule. A real person on the other end of the email.

FAQ

Frequently asked questions

Yes. UK accounting standards, HMRC filing requirements and Companies House obligations are well-defined and entirely deliverable from anywhere. Our partners have spent their careers focused on UK small and medium business work. We are an HMRC-recognised tax agent and operate as your authorised representative.

We cover full UK business hours, Monday to Friday. Email and phone responses come during your working day, not the following morning. Pakistan is typically four to five hours ahead of the UK, which actually works in your favour by the time you start your day, your overnight requests are already being worked on.

Most of our clients are on a fixed monthly fee that covers their bookkeeping, payroll and year-end accounts. Pricing depends on transaction volume, payroll headcount and the complexity of the business. We will give you a firm quote after a 20-minute conversation.
Xero is our preferred platform and we recommend it to most clients. We also support QuickBooks, FreeAgent and Sage if you already use them. We do not charge a switching fee if you decide to migrate to Xero later.

We handle the entire handover, including the professional clearance letter and HMRC agent re-authorisation. You will not need to chase your previous accountant that is our job.

Yes. We work entirely in cloud accounting platforms (Xero, QuickBooks, FreeAgent) which use bank-grade encryption. We do not hold paper copies of your records, and our internal systems use two-factor authentication on every account.

Get in touch

Get in touch

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Contact details

Telephone

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Email

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Office

Lahore, Pakistan

Hours

Monday–Friday, 9:00am–5:00pm UK time